Down Payment Financing

Unsecured Business Lines offers unique solutions for real estate investors seeking funding without the stress and uncertainty of traditional lending sources. Our real estate down payment financing program has been designed for RE buyers who are seeking to finance down payments, appraisals, renovations, closing costs, and other fees associated with buying and flipping properties. We offer a hassle-free experience to obtain an unsecured business line of credit without having to worry about the various requirements linked to obtaining a loan, mortgage, or home equity line of credit.

Down Payment Financing Qualification

There's no financial documentation or income verification needed. And it’s 100% unsecured, meaning you do not need any collateral. Additionally, since these unsecured business credit lines are not reported to credit monitoring agencies, they will not affect your ability to qualify for future financial transactions.

The flexibility of our unsecured loans coupled with how easy it is to get approved makes it no surprise that real estate investors love working with us! We cater to RE pros looking for Flip-and-Fix loans, Fix-and-Hold funding, and real estate down payment financing, every day.

Our down payment financing program allows real estate investors to maintain open business credit lines. They can use them to make repairs on fix-and-flips rather they’re current or future projects.

To apply for an unsecured business credit line now, please complete the Down Payment Financing Pre-Approval Form below. It’s fast and simple!

Unsecured Business Lines can help you obtain down payment financing even if you have been rejected in the past due to:

  • Ineligible property types
  • High Loan-to-Value (LTV) ratio
  • High Debt-to-Income (DTI) Ratio
  • High Debt Service Coverage Ratio (DSCR)

Down Payment Financing Assistance Program

Our unique real estate down payment financing program allows you to bypass those and other obstacles that have stood in your way of fixing and flipping homes in the past. Here are some of the convenient features we offer to well-qualified applicants with FICO scores of 700 or better:


  • No upfront fees
  • No Income Documentation Required
  • No collateral required
  • 0% interest for the first 2 years
  • Low interest rates after 2 years
  • Credit Lines: $5,000 – $200,000
  • 700+ FICO score needs no cosigner
  • No financial documentation required
  • The cosigner doesn’t have to be affiliated with the business

Down Payment Financing Requirements

Aside from having a 700+ credit rating, your business must be a legal USA entity (corporation, partnership, LLC, etc). You need at least one day operating in business. You need a legal taxation identification number. All types of real estate investors are welcome to apply, even first-time fix-and-flip specialists.

GET PREQUALIFIED NOW Apply Now! Fill in the fast and easy prequalification form below to obtain your unsecured business line of credit. Once you’re qualified, you can receive your funding in as little as 24 hours. We specialize in getting you the down payment financing you need to launch and grow your operations.

Contact us now!

Instant Pre-Approval with 650+ Credit Score

Free To Apply. No Proof Of Income Needed To Qualify