© 2018 Unsecured Business Lines

Unsecured Business Credit Lines: Fix and Flip Loans

Unsecured Business Lines offers unique financing solutions to borrowers without the uncertainty and red tape of traditional lending sources. We help entrepreneurs to save time and money by bypassing most of the documentation requirements associated with getting a bank loan, mortgage, or home equity credit line.

What are Fix and Flip Loans?


Fix and flip loans are a type of financing that’s popular with short-term real estate investors. It allows RE investors to purchase, renovate, and resell properties for profit. It facilitates fast and simple closings on properties of all conditions. We offer competitive rates on fix and flip loans. Attractive features include:
  • Requires no collateral
  • No income verification required
  • No financial documentation needed
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Allows the borrower to buy, fix, and flip properties
  • Excellent financing for first-time or seasoned investors
Fix and flip credit lines are 100% unsecured, meaning that the borrower is not required to have any collateral. That is a huge plus for many aspiring entrepreneurs today who have yet to develop their net worth and tangible assets. Further, there’s no requirement for proving income, time in business, or profitability. This type of funding can be a lifesaver for those who cannot qualify for conventional financing. We make it easy for individuals, trusts, corporations, and limited partnerships to obtain the fix and flip funding they need to facilitate:
  • Short-term loan refinancing to accommodate flips
  • Multiple properties (no limit) fix and flip projects
  • Bank-owner rehabs or purchases
  • Short sale rehabs or purchase

Get Prequalified Now

Contact us with the simple form below to learn more about how you can benefit from an unsecured business line of credit. We’re here to provide unique lending solutions to help you grow your business. Prequalification takes less than 10 minutes in most cases. You’ll be able to see the repayment rates you’re subject to and receive your working capital in as little as fifteen days after being approved. Additionally, you can choose to repay the entire loan off early with no early payment penalties.


Get Pre-Approved

Term Loans vs Unsecured Business Credit Lines

So what’s the difference between a traditional term loan and unsecured business line of credit?

With a classic bank loan, you receive the total amount of money borrowed in a lump sum, and then, you have a specified time (term) to repay the loan plus the interest that it carries. The payments are typically based on monthly installments.

If you borrow more than you actually need, you are still responsible for paying the total amount back (with interest). Comparatively, with a business line of credit, you are prequalified for credit up to $200,000. However, you are not required to use that entire amount. Instead, you can extend yourself the funding to cover your fix and flip goals on an as-needed basis.

So, for instance, let’s assume that you need a fix and flip loan for $150,000 to purchase and renovate a property for selling purposes. If you approach a large bank for a term loan, go through their taxing process to get qualified, actually get qualified, and then receive the whole $150K in a lump sum, then you are going to be responsible for paying it all back plus the interest you accrue on the loan.

However, if you get approved for an unsecured business credit line for up to $150,000, then you can decide how to spend the money as the project progresses, eliminating the possibility of assuming too much debt to feasibly repay. Of course, using less then the amount you qualified for means that you have less principal and interest to repay.

This is a more intelligent approach for many borrowers because it greatly reduces the temptation and likelihood of using more money than you actually need to in order to facilitate the fix and flip project.

That means you can spend less, have less to repay, and end up significantly increasing your profit margins!

Unsecured Business Lines of Credit



We offer unsecured business credit lines up to $200K for qualified applicants. There are no financial statements, income verifications, profitability reports, or other tedious documentation needed. You will not need collateral. Here’s what you will need in order to prequalify:

● Resident of the USA
● FICO score of 700+ (no cosigner needed)
● FICO score of 699 or less (cosigner needed)

Simple, right? Unsecured Business Lines also ensures full transparency with no hidden strings or conditions. You can count on our stellar reputation for delivering quick, no-hassle results that get you the funding you need fast!
Apply now for same day approval


Fill out his short form to get prequalified for a fix and flip credit line up to $200,000. Qualified applicants typically receive their funds within 15 days, sometimes much sooner. Our personalized fix and flip funding programs make it as easy as possible to maintain cash flow during the purchasing, renovating, and reselling processes.

Instant Pre-Approval with 650+ Credit Score

Free To Apply. No Proof Of Income Needed To Qualify